Disclaimer

1. Not Financial Advice

Daykado provides tools to help you track and manage your personal finances. The information provided through our service is for educational and informational purposes only. We do not provide:

• Investment advice or recommendations
• Tax planning or tax advice
• Legal or regulatory compliance guidance
• Financial planning services
• Loan or credit counseling

2. No Warranty

Daykado is provided "as is" and "as available" without warranties of any kind, whether express or implied, including but not limited to:

• Merchantability or fitness for a particular purpose
• Non-infringement of intellectual property
• Accuracy, completeness, or reliability of financial data
• Uninterrupted or error-free service

3. Accuracy of Information

While we strive to provide accurate calculations and data visualization, you acknowledge that:

• All financial calculations are based on data you enter
• We cannot guarantee the accuracy of third-party integrations
• Currency conversions use approximate exchange rates
• You are responsible for verifying all financial data

4. Financial Decisions

You agree that any financial decisions you make based on using Daykado are your sole responsibility. Before making any significant financial decisions:

• Consult with qualified financial professionals
• Verify all calculations independently
• Consider your personal financial situation
• Research investment products thoroughly

5. Liability Limitation

To the maximum extent permitted by law, Daykado and its operators shall not be liable for:

• Any loss of income, revenue, or profits
• Any direct, indirect, or consequential damages
• Any data loss or corruption
• Any decisions made based on app calculations
• Any damages arising from unauthorized access

6. External Links

Our app may contain links to third-party websites, services, or resources. We are not responsible for the content, accuracy, or practices of these external sites. Your interactions with third-party sites are governed by their own terms and privacy policies.

7. User-Generated Content

You are solely responsible for any data you enter into Daykado. We recommend backing up your important financial records separately. We are not responsible for any data loss due to user error, system failures, or accidental deletion.

8. Regional Considerations

Daykado is designed for users in India. If you use the app outside India:

• Tax calculations may not reflect local requirements
• Banking integrations may be limited
• Currency display is primarily in INR
• Some features may not be available

9. Indemnification

You agree to indemnify, defend, and hold harmless Daykado and its operators from any claims, damages, losses, or expenses (including legal fees) arising out of your use of the app or violation of this disclaimer.

10. Updates to Disclaimer

We reserve the right to modify this disclaimer at any time. Continued use of Daykado after changes constitutes acceptance of the updated terms. We recommend reviewing this page periodically.