Privacy Policy

1. Information We Collect

We collect information you provide directly when you create an account and use our service:

• Account Information: Name, email address, and password
• Financial Data: Income, expenses, budgets, savings goals, debts, and transaction details you enter
• Payment Information: Processed securely through Razorpay (we do not store card details)
• Usage Data: App interactions and preferences

2. How We Use Your Information

Daykado uses your information to:

• Provide and maintain our finance management services
• Process your one-time payment transaction
• Send important account and security notifications
• Improve our app features and user experience
• Respond to your support inquiries

3. Data Storage and Security

Your financial data is stored securely using:

• Industry-standard encryption (AES-256)
• Secure cloud infrastructure with regular backups
• Access controls and authentication mechanisms
• Regular security audits and updates

All data is stored on secure servers that comply with international security standards.

4. Data Sharing and Disclosure

We never sell your personal or financial data. We may share your information only in these circumstances:

• Payment Processing: With Razorpay to process your one-time payment
• Legal Requirements: When required by law or in response to valid requests
• Service Providers: With trusted vendors who help operate our app (under strict confidentiality)

5. Your Rights

You have full control over your data:

• Access: View all your stored financial data anytime
• Export: Download your data in CSV or PDF format
• Correction: Update or correct any inaccurate information
• Deletion: Request deletion of your account and all associated data
• Portability: Transfer your data to another service

6. Cookies and Tracking

Daykado uses essential cookies to maintain your login session and remember preferences. We do not use third-party tracking or advertising cookies. Your financial data is never tracked or shared with advertisers.

7. Children's Privacy

Our service is not intended for children under 18. We do not knowingly collect personal information from minors. If you believe we have inadvertently collected data from a minor, please contact us immediately to remove such information.

8. Data Retention

We retain your account data as long as your account is active. You may request deletion at any time. After account deletion, we may retain anonymized data for analytical purposes, but this data cannot be linked back to you.

9. Third-Party Services

We use trusted third-party services:

• Razorpay: For secure payment processing
• Cloud Hosting: For secure data storage
• Email Services: For transactional communications

Each third-party service has its own privacy policy, and we encourage you to review them.

10. Changes to Privacy Policy

We may update this privacy policy periodically. We will notify you of any material changes via email or through the app. Your continued use of Daykado after such changes constitutes acceptance of the updated policy.

11. Contact Us

If you have questions about this Privacy Policy or want to exercise your data rights, please contact us at support@daykado.com