Terms and Conditions

1. Acceptance of Terms

By accessing and using Daykado, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by these terms, please do not use this service.

2. Description of Service

Daykado is a personal finance management application that provides tools for tracking income, expenses, budgets, savings goals, and debts. The service is offered as a one-time payment for lifetime access.

• Expense and income tracking
• Budget management
• Debt and loan tracking
• Savings goals visualization
• Multi-account support

3. Payment Terms

The service is available as a one-time payment of ₹10.00 for lifetime access. This payment is non-refundable after 30 days from the date of purchase.

All payments are processed securely through Razorpay. By making a purchase, you agree to Razorpay's terms of service.

4. User Accounts

To use Daykado, you must create an account. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Providing accurate and complete registration information
• Notifying us immediately of any unauthorized access

5. Privacy and Data Security

Your privacy is important to us. We collect and store your financial data securely using industry-standard encryption. Your data is:

• Stored in encrypted format
• Accessible only to you
• Never sold to third parties
• Exportable upon request

6. Prohibited Uses

You may not use our service:

• For any unlawful purpose
• To transmit malicious code or viruses
• To attempt to gain unauthorized access to our systems
• To engage in any activity that interferes with or disrupts the service

7. Intellectual Property

All content, features, and functionality of Daykado are owned by us and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

8. Limitation of Liability

Daykado shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the service. Your sole remedy for dissatisfaction with the service is to stop using it.

9. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes via email or through the application. Your continued use of Daykado after such modifications constitutes acceptance of the new terms.

10. Contact Information

If you have any questions about these Terms and Conditions, please contact us at support@daykado.com